Understanding the Homeowners Policy
The Understanding the Homeowners Policy course is an in-depth, 3 day instructor-led training program designed for adjusters, agents, and insurance professionals who need to master the intricacies of homeowners insurance policies. This course aims to break down the complex components of a standard homeowners policy, providing participants with the knowledge to interpret and apply policy language accurately in real-world scenarios.
Earn your Criss Academy Certified Adjuster Seal for this course!
Earn 12 Texas CE credits* upon completing the course.
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Course Highlights
Course materials are included.
Comprehensive Policy Breakdown: Detailed examination of the different sections of a homeowners policy, including property coverage, liability coverage, and endorsements.
Policy Limits and Exclusions: Understand how to identify and interpret policy limits, exclusions, and special provisions that may affect claim outcomes.
Coverage Analysis: Learn how to analyze coverage for different types of losses, such as fire, theft, water damage, and natural disasters, and determine eligibility.
Deductibles and Claims Application: Explore how deductibles are applied and their impact on claim settlements.
Policy Types (ACV vs. RCV): Gain insight into the differences between Actual Cash Value (ACV) and Replacement Cost Value (RCV) policies and their implications for estimates and settlements.
Endorsements and Riders: Review common policy endorsements and riders that modify standard coverage and understand their role in tailoring coverage to specific needs.
Certificate of Completion: Attendees receive a certificate recognizing their training and newfound skills in Understanding the Homeowner Policy.
*Completion of this course provides 12 Texas Continuing Education (CE) credits. It is the participant’s responsibility to ensure the course meets the CE requirements for their specific Texas license. Criss Academy and its instructors are not responsible for verifying the applicability of these credits to individual licensing needs or for ensuring compliance with state-specific CE obligations beyond providing documentation of course completion. Please consult with the Texas Department of Insurance or your licensing authority to confirm CE credit acceptance and fulfill any additional compliance requirements.